Multifamily Insurance Solutions for Property Management Teams
Coverage Built for Apartment Communities
At ePremium® Insurance Agency, we got our start as a multifamily housing insurance provider, serving apartment communities nationwide. This fueled our passion to serve rental properties of all types. We continue to listen, innovate, and bring new products to market.
Multifamily Challenges We Can Help Solve
Property managers face numerous challenges, including water damage, fire events, high turnover, fraud, and inconsistent insurance compliance. Our programs help streamline risk mitigation and protect your bottom line.
Multifamily Products & Coverage Solutions
Renters Insurance
Coverage designed for the multifamily industry, supporting property protection and compliance. Our renters insurance for apartment residents includes enhancements like water damage, pet damage, bed bug remediation, and more.
Resident Liability Protection
Flexible liability programs to ensure every unit is consistently protected.
Program Options: Management Placed Protect, Protect Plus, Protect Advantage, and Point-of-Lease.
eDeposit
A simple, security deposit alternative. A one-time fee option that lowers resident move-in costs while supporting your property’s protection strategy.
Note: Requires Renters Insurance for automatic qualification.
Why Property Managers Partner With ePremium®
What Sets Us Apart
Programs built for multifamily — crafted with industry expertise and continuously refined based on direct property manager feedback.
Industry gold standard in resident-caused damage coverage — more accidental damages covered compared to traditional renters insurance programs.
Consistent innovation — we regularly introduce new services, enhancements, and program options that help reduce exposure and streamline risk management.
Alignment with your operations — solutions built to support onsite teams, strengthen compliance, and minimize preventable losses.
Strengthen Your Multifamily Risk Strategy
Connect with our team to explore how our multifamily renters insurance programs can protect your portfolio and simplify operations.
Multifamily FAQs
What types of multifamily insurance solutions does ePremium offer?
ePremium provides a variety of products built for you, your property and your residents. Our master liability policies cover commonly occurring resident-caused damage including water, fire, smoke, and explosion with the option of adding additional selected endorsements/coverages on the master liability policy if needed. Some of our products can be used as a source of ancillary income.
Why is renters insurance important for multifamily communities?
Renters insurance helps reduce property damage risk and maintain lease compliance. ePremium enhances traditional renters insurance with coverage options like water damage, pet damage, bed bug remediation, and biohazard cleanup.
What is Resident Liability Protection?
Resident Liability Protection ensures every unit is covered—even when residents do not maintain their own insurance. Program options include Protect, Protect Plus, Protect Advantage, and Point-of-Lease.
What is eDeposit and how does it work?
eDeposit is a security deposit alternative available through ePremium Renters Insurance. With a simple one- time fee, it helps lower move-in costs for residents while supporting property protection. Renters insurance is required for automatic qualification.
How does ePremium help property managers reduce risk?
ePremium addresses challenges like water damage, fire events, high turnover, and inconsistent insurance compliance with programs that streamline risk mitigation.
What sets ePremium apart from other multifamily insurance providers?
Programs are built specifically for multifamily housing, backed by extensive property manager feedback, and enhanced with broader resident-caused damage coverage compared to many traditional insurance programs.
How does ePremium support lease compliance for apartment communities?
With solutions designed to align with onsite operations, ePremium helps strengthen compliance, ensure residents are properly covered, and reduce preventable losses.
How can I learn more about multifamily insurance solutions?
Property managers can reach out via the Contact Us page to explore renters insurance programs and risk-management solutions.