Student Housing Renters Insurance
Protect Your Off-Campus Community
Off-campus student housing presents unique risks, including shared spaces, valuable electronics, and increased exposure to theft or accidental damage. ePremium® Insurance Agency provides student housing renters insurance and college apartment insurance designed to protect students and simplify compliance for property managers.
Coverage Built for Student Housing

Theft Protection
Safeguard against unexpected financial loss from theft of laptops, bikes, gaming consoles, and personal items with comprehensive student housing insurance.
Affordable Coverage
Lower deductibles and accessible pricing for college apartment insurance and contents coverage.

Liability Protection
$100,000 in liability with a $0 deductible—ideal for high-turnover campus housing renters insurance environments.

Designed for Off-Campus Living
Coverage where homeowners insurance usually doesn’t apply, offering true university housing insurance coverage.
Simple Compliance for Property Managers
Streamlined verification with our IRIS platform
Automated compliance tracking for all units
Fast onboarding for student rental insurance programs
Reduced risk exposure and fewer manual tasks
What is student housing renters insurance?
Student housing renters insurance helps protect personal belongings such as laptops, bikes, and electronics—along with providing liability coverage for accidental damage in off-campus student housing.
Student Housing FAQs
Why do students living off campus need renters insurance?
Off-campus living comes with higher risks, including shared spaces, valuable electronics, and increased chances of theft or accidental damage. Renters insurance helps protect students and reduces risk for property managers.
What does ePremium’s student housing insurance cover?
Coverage includes protection for personal items against theft through affordable contents coverage, and $100,000 in liability with a $0 deductible, which is ideal for high-turnover student housing environments.
How is ePremium’s student housing insurance different from homeowners insurance?
Homeowners insurance typically does not extend coverage to off-campus student housing. ePremium provides coverage specifically designed for student apartments and shared living spaces.
How does ePremium help property managers with compliance?
Property managers benefit from streamlined verification through the IRIS platform, automated compliance tracking, and fast onboarding for student rental insurance programs.
How can property managers reduce risk with ePremium?
Through automated compliance, consistent tracking, and comprehensive coverage designed for student apartments, ePremium helps reduce manual tasks and mitigate risk exposure.
How do I get started with student housing insurance from ePremium?
You can connect with ePremium’s team through the Contact Us page to explore student rental insurance programs for your community.